Money answers

Do you advise others on large financial decisions? [1]

Submitted by Anonymous on Mon, 02/02/2009 - 18:12.

Q: Are you a Financial Advisor, Real Estate Agent, or in another field, where you advise on BIG financial decisions?

If so, then please feel free to create a FREE account with us, and write articles that link to your own financial advice blog, real estate agency tips, or another financial decisions/advice site(s).

Welcome [2]

Submitted by Anonymous on Sat, 06/14/2008 - 23:44.

Welcome to Answers to Investing.

Welcome to the home of Answers to Investing! If you are among the 35 million plus self-directed independent investors in the U.S., you are in the right place. This site aims to become a resource for the independent investor. Read more » [2]

How do you consolidate your debts with professional assistance? [4]

Submitted by jasonholmes [5] on Thu, 06/30/2011 - 03:43.

debt consolidation [6]
get out of debt [7]

24

vote [8]

Are you looking for a debt consolidation firm that can assist you in reducing your debt load? If so, exercise caution as all debt consolidation [9] firms are not reliable. You must have often heard debtors asking, "How do I consolidate my debts with the help of a debt consolidation agency?" But the most important aspect is to get a reliable debt consolidation firm that can work for you.

For-profit and non-profit debt consolidation firms Read more » [4]

1 comment [10]
quote [11]

Set up a "Bill Pay" in order to cut down debt [12]

Submitted by ChaChing [13] on Sat, 08/15/2009 - 15:46.

123

vote [19]

Bill Pay

Why use Bill Pay?

Read more » [12]

To Automate the Process & Avoid Late Payments - by automating the process of paying bills, you can ensure all bill payments are paid on time, and therefore avoid late payments.
To Allocate Checking Funds & Avoid Interest Payments - by setting aside X-amount of money from your checking account, and then having payments

2 comments [20]
ChaChing's financial tips [21]

How to safely maintain usernames and passwords for financial sites [22]

Submitted by Moneybags [23] on Sun, 07/12/2009 - 00:22.

creative [24]
easy [25]
passwords [26]
reminders [27]
safe [28]
secure [29]
smart [30]
username [31]

103

vote [32]

Do you have so many banking, stock, investment, and other financial site passwords that you cannot keep them straight? An idea on how to keep usernames and passwords readily available and SAFE...

Writing those username/password combinations down in their true form anywhere is dumb. Also, writing those down in a place that you do not always have access to is not convenient. Read more » [22]

5 comments [33]
quote [34]

How minimum payment is determined on credit card [35]

Submitted by Support [36] on Sun, 03/22/2009 - 21:15.

124

vote [44]

Towards the beginning of 2003 (in the Jan-Feb timeframe) the Office of the Comptroller of the Currency (OCC) changed regulatory guidelines to force banks and other financial institutions to increase monthly minimum payments to cover at least 1% of the principal balance above and beyond all fees and interest incurred. Most banks prior to this used to charge 2-3%. Read more » [35]

1 comment [45]
Support's financial tips [46]

How much debt are you carrying? [47]

Submitted by Tim [48] on Thu, 02/05/2009 - 20:19.

debt [49]
investing [50]
money [51]
reduce debt [18]
save money [52]

3 comments [53]

Boost your credit score [54]

Submitted by Alex [55] on Tue, 02/03/2009 - 19:57.

credit [56]
credit bureaus [57]
credit report [58]
credit score [59]
interest rates [39]
loans [60]
money [51]
payments [61]
save money [52]
saving [62]

142

vote [63]

You need to have great credit to take advantage of today's lower interest rates. The following are some tips to boost your credit score.

Your credit score is incredibly important to your financial life. It determines whether you get loans, the interest rate you pay on those loans, and the terms you get for any borrowing. It can also determine whether or not you can get an apartment; it can help determine your insurance rates or premiums; employers can look at this also to determine whether or not to give you a job, or to promote you.

Read more » [54]

4 comments [64]
Alex's financial tips [65]

Where do you expect to find the best investments in 2009? [66]

Submitted by Support [36] on Mon, 02/02/2009 - 14:03.

companies [67]
investing [50]
money [51]
stock market [68]
stocks [69]

1 comment [70]

Be sure to ALWAYS check your receipt for credit card information on it [71]

Submitted by Anna [72] on Thu, 12/04/2008 - 18:29.

buying [73]
consumer [74]
credit cards [38]
identity theft [75]
information [76]
payment [77]
purchasing [78]
receipt [79]

158

vote [80]

ALWAYS be sure to check your receipts for credit card information on them. Note: it is usually going to be a small mom-and-pop restaurant that will do this. The big chains almost never put your credit card information on them in full. They will usually put something like: XXXXXXXXX1234.

Here is an example of what you should cross out if you see:

SOLUTION:

Read more » [71]

2 comments [81]
Anna's financial tips [82]